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  • Insider asked more than 40 investors to identify top up-and-coming fintechs.
  • Investors nominated startups both inside and outside of their own portfolios.

Even as funding in fintech fell to one of its lowest levels since the pandemic started, investors still see bright spots in the sector.

Insider surveyed 43 investors — including those from Bain Capital Ventures, Lightspeed Venture Partners, and QED Investors — about the most promising fintechs to watch. Startups that were nominated included a mix of investors’ portfolio companies and ones they have no financial interest in. In total, 61 startups that haven’t raised beyond a Series B round were identified.

As was the case last year, the majority of those nominated work with other businesses, not individual consumers. Many investors noted B2B startups are one of the biggest bright spots in the sector as businesses and financial institutions continue to streamline their processes and cut costs where they can.



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