dailystarx

News and Magazine


Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.

Delta SkyMiles® Blue American Express Card


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

American Express Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

On American Express’s website

If you want a credit card that earns Delta miles for your everyday spending but absolutely don’t want to pay an annual fee, this card is worth considering. While it doesn’t offer travel perks like a free checked bag or priority boarding, cardholders do get 20% back as a statement credit on Delta inflight purchases and access to Delta’s Pay With Miles feature. For most Delta flyers, however, a Delta card with an annual fee and more benefits will prove more valuable.


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Recommended Credit

Good to Excellent


Regular APR

18.74% – 27.74% Variable

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

The Delta SkyMiles® Blue American Express Card is really only a good choice for Delta flyers who absolutely don’t want to pay an annual fee but still want a co-branded Delta credit card. It doesn’t come with perks like a free checked bag or priority boarding like other Delta credit cards do, but you’ll still get inflight discounts and access to Delta’s Pay With Miles feature as a cardholder.

Review: Is the Delta SkyMiles Blue card the best credit card for you?

Amex issues seven Delta credit cards, and the only one that doesn’t charge an annual fee is the Delta SkyMiles® Blue American Express Card. As an entry-level card, it comes with a modest welcome bonus offer and fewer perks than other Delta cards, but if you’re completely opposed to paying an annual fee it could be worth considering.

The Delta SkyMiles® Blue American Express Card currently offers 10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening. That’s worth around $110 in flights, based on Insider’s valuations. It also earns 2x miles on eligible Delta purchases and on restaurants worldwide and takeout/delivery in the U.S. and 1 mile per dollar on everything else.

You won’t get benefits like a free checked bag and priority boarding on Delta flights, but the card does come with a handful of perks, including 20% off Delta inflight purchases (as a statement credit), car rental insurance, and purchase protection. Having this card also qualifies you to use Delta’s Pay With Miles feature, which gets you a flat rate of 1 cent per mile toward paid flights.

If you fly Delta with any regularity, you’ll almost certainly do better with Delta cards that charge an annual fee, because they offer additional perks that can offset their yearly cost (and then some). For instance, the Delta SkyMiles® Gold American Express Card is just a step up from the Delta SkyMiles® Blue American Express Card, with an annual fee of $0 intro for the first year, then $99. It’s offering an elevated welcome bonus of 65,000 bonus miles after you spend $2,000 in purchases on your new card in your first 6 months from account opening (offer ends 11/9/22).

This bonus is worth much more — around $715 in flights — and the card comes with elite-like benefits that include a free checked bag (usually $30) and priority boarding on Delta, and a $100 flight credit when you spend $10,000 or more in a calendar year.

Insider’s Featured Rewards Credit Cards

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.

30,000 bonus points when you spend $1,500 in purchases in the first 3 months from account opening

Earn 3x ThankYou® points at restaurants and supermarkets. Earn 3x ThankYou® points at gas stations, air travel, and hotels. Earn 1x ThankYou® points on all other purchases

80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

How to earn miles from the Amex Delta Blue card

The Delta SkyMiles® Blue American Express Card has a fairly straightforward earning structure, but it doesn’t offer many bonus categories for accruing extra miles. Cardholders earn:

  • 2 miles per dollar on eligible Delta purchases (including purchases made through delta.com, the Fly Delta app, phone reservations, or ticket counters; upgrades, miles, seat selection, Delta Sky Club membership, and inflight purchases of food, alcoholic beverages, and audio headsets on Delta-operated flights)
  • 2 miles per dollar at restaurants worldwide and on U.S. takeout and food delivery (bars, nightclubs, cafeterias, and convenience stores don’t count, nor do restaurants located inside other venues like hotels or casinos)
  • 1 mile per dollar on all other eligible purchases

How to use Delta miles

Delta SkyMiles are worth 1.1 cents each, on average, based on Insider’s points and miles valuations, so if you get that rate or more when you book an award flight (compared to the cost of a paid ticket), you can be confident you’re getting a decent deal. 

You can use Delta miles for award flights on Delta and its partners, both in and outside the SkyTeam alliance. These include Air France, KLM, Virgin Atlantic, and Korean Air. Because Delta doesn’t have an award chart and prices awards dynamically, the number of points required for an award ticket varies depending on demand, paid ticket price, and season. 

Delta occasionally offers flash sales with award tickets priced as low as 2,000 miles one-way within the US, and as little as 9,000 miles for international routes. Delta SkyMiles deals aren’t normally announced in advance, so it’s worth checking the website frequently to see if the flights you want are on sale.

All Amex Delta cardholders, including Delta SkyMiles® Blue American Express Card members, can also use miles to directly reduce the cost of a paid ticket. The Delta Pay With Miles program allows cardholders to redeem at a rate of 1 cent per mile in 5,000-mile increments, so 5,000 miles is worth $50 off the cost of a paid ticket, 10,000 miles is worth $100, and so forth. This can be super useful if you don’t have enough miles to fully cover an award flight, or want to make your miles go further by combining them with cash.

You don’t absolutely have to redeem SkyMiles for flights, though you’ll typically get the highest value when you use them that way. Other options usually offer a poor value in comparison:

  • Seat selection and upgrades
  • Delta Sky Club lounge memberships
  • Certain Delta fees (like ticket changes and award ticket redeposit fees)
  • Gift cards
  • Magazines
  • Tour vouchers
  • Charity donations
  • Delta Vacations packages
  • Premium drinks in Delta Sky Club lounges
  • Delta SkyMiles Experiences 

Keep in mind that Delta miles don’t expire, so you don’t need to feel pressured to redeem them for an inferior value if you don’t have immediate travel plans. 

Delta SkyMiles Blue card benefits and features

The Delta SkyMiles® Blue American Express Card isn’t packed with benefits like the other Delta cards — that’s typical for a no-annual-fee card — but it does have a few perks that could prove handy and save you some money.

20% off Delta inflight purchases

When you use your Delta SkyMiles® Blue American Express Card to pay for eligible inflight purchases on Delta flights, you’ll receive 20% back as a statement credit within about 12 weeks of the transaction date. Qualifying purchases include pre-purchased meals and inflight purchases of food, alcoholic beverages and audio headsets, but don’t include inflight Wi-Fi or charitable contributions.

Car rental insurance

If you use your Delta SkyMiles® Blue American Express Card to pay for your car rental and decline the rental company’s collision damage waiver (CDW), you’re eligible for up to $50,000 in coverage for damage to or theft of a covered vehicle. Coverage is secondary, which means it only kicks in after any other insurance policies (like your own automobile insurance) pay out, and rentals in some countries aren’t covered. You can read the policy details here.

Global Assist Hotline 

Amex offers a Global Assist Hotline that cardholders can access when they’re traveling at least 100 miles from home. Call the hotline at 800-333-2639 to get help with arranging things like lost passport replacement, translation services, missing luggage assistance, and emergency legal and medical referrals, but keep in mind any third-party costs are the cardholder’s responsibility. A few countries are excluded as well — they’re listed in the terms and conditions.

Purchase protection

When you use your Delta SkyMiles® Blue American Express Card to pay for an eligible item and it gets damaged or stolen within 90 days of purchase, you could be covered for up to $1,000 per item and $50,000 per card. Some items and situations are excluded; you can read all the terms here.

Extended warranty

Delta SkyMiles® Blue American Express Card members also qualify for an extended warranty on eligible items when they use their card to pay — up to one additional year added to eligible US manufacturer’s warranties of five years or less. Be sure to read the terms for exclusions.

Access to Amex Offers

American Express cards, including the Delta SkyMiles® Blue American Express Card, come with access to Amex Offers**. These are targeted discounts or bonus miles at participating merchants that can help you save on purchases you might make anyway.

American Express Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

American Express Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

On American Express’s website

If you want a credit card that earns Delta miles for your everyday spending but absolutely don’t want to pay an annual fee, this card is worth considering. While it doesn’t offer travel perks like a free checked bag or priority boarding, cardholders do get 20% back as a statement credit on Delta inflight purchases and access to Delta’s Pay With Miles feature. For most Delta flyers, however, a Delta card with an annual fee and more benefits will prove more valuable.


Rewards

Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.


Intro offer

10,000 bonus miles after spending $1,000 in purchases on your new card in the first 6 months from account opening


Recommended Credit

Good to Excellent


Regular APR

18.74% – 27.74% Variable

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Fees and costs

The Delta SkyMiles® Blue American Express Card has a $0 annual fee, so it’s free to keep for the long term. Like other cards, it does charge interest (currently a 18.74% – 27.74% Variable APR) and fees for cash advances, late payments, and returned payments.

However, the card does not charge foreign transaction fees, making it a good choice to take with you on your adventures abroad.

Comparison: Delta SkyMiles Blue vs other Delta cards

Delta SkyMiles Blue vs other no-annual-fee airline credit cards

Delta SkyMiles Blue American Express card frequently asked questions (FAQ)

The Delta SkyMiles® Blue American Express Card isn’t a bad card, but of all the Delta cards in Amex’s lineup, it comes with the lowest bonus and fewest perks. Unless you are dead set against paying an annual fee, you’ll likely do better (and earn a much more lucrative bonus) with any of the other Delta credit cards.

As with other Amex cards, you’ll need at least a good credit score to be considered for the Delta SkyMiles® Blue American Express Card. That means a FICO score of at least 670.

No, the Delta SkyMiles® Blue American Express Card is the only Delta card that does not offer a free checked bag (or priority boarding) on Delta flights. For this reason, if you fly Delta even occasionally and check bags, a different Delta card, like the Delta SkyMiles® Gold American Express Card, is a better deal.

Again, unless you absolutely do not want to pay an annual fee, other Delta cards are a better deal than the Delta SkyMiles® Blue American Express Card because of the valuable benefits they offer. That said, if your main reason for getting a Delta card is to earn miles for your everyday spending, and you don’t care about bells and whistles, the Delta SkyMiles® Blue American Express Card could be worth it.

You may also consider opening a card that earns American Express Membership Rewards points if earning miles is your only goal. Delta is an Amex transfer partner, so you can turn your rewards into Delta miles at a 1:1 ratio. There are a couple of no-annual-fee options to consider, as well ( theAmex EveryDay® Credit Card from American Express
and The Blue Business® Plus Credit Card from American Express), and both have the potential to earn more rewards on your spending.



Source link

Leave a Reply

Your email address will not be published.