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If you’re planning a trip, one of the most important things you can do is make sure you’re protected if something goes wrong. That’s where travel insurance comes in. And when it comes to choosing a travel insurance policy, Trawick International is a great option.

Trawick International travel insurance

SquareMouth Trawick International travel insurance

Trawick International travel insurance

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Trawick offers a variety of plans for different types of travelers, so you can find the coverage that’s right for you. And because Trawick is a reputable company, you can be confident that you’re getting quality coverage.

Here we’ll look at the variety of plans Trawick offers, coverage amounts, costs, and how to file a claim. We’ll also offer a comparison between Trawick’s most popular policies and coverage offered by other leading travel insurance providers.

Travel insurance plans from Trawick

Trawick offers a number of plans designed for different types of travelers with different needs. The coverage levels and premiums will vary depending on the traveler’s age, trip costs, and destination.

Below is a list of the six travel insurance plans Trawick offers:

Additional plans include:

  • Safe Travels Vacation Rental Protection plan: This plan provides coverage for non-refundable expenses such as airfare, hotels, vacation rentals, and other pre-paid trip deposits. 
  • Safe Travels Outbound plan: This plan offers primary but temporary travel insurance for U.S. citizens and residents traveling outside of the US. It includes medical and emergency medical evacuation coverage, including coverage for COVID-related illnesses. 
  • Collegiate Care Essential plan: This plan is designed for students studying abroad for study and research purposes. It offers coverage for up to $300,000 in medical expenses, with a limit of  $150,000 per injury or sickness. COVID-19 medical expenses are covered with the plan, as is coverage for sports activities.

Regardless of which policy you choose, it’s vital to study each of them closely to see what is and isn’t covered in the one you choose.

Additional coverage options from Trawick

Trawick offers additional coverage options on specific plans. Some come with no extra charge. Others cost extra. And only some policies allow for these additional coverage options. 

Additional coverage options include:

Rental car damage coverage. It’s possible to add this coverage to certain plans from Trawick, like its Safe Travels First plan. This coverage will provide reimbursement for damage to a rental car up to an allowed amount.

CFAR coverage. “Cancel for any reason” coverage can only be added to Trawick’s Safe Travels Voyager plan. This add-on allows travelers to cancel their trip, for any reason, up to two days before departure and get 75% of trip costs reimbursed.

How much does travel insurance from Trawick cost?

Getting a quote from Trawick is a straightforward process. You can either go to its website or use an insurance comparison site like Squaremouth. 

You’ll need to provide traveler and trip details like your date of birth, state of residence, destination, and trip costs. With this information, you should be able to quotes for the different plans available almost instantly. 

Below are a few real-world examples of coverage options and costs from Trawick as of October 2022.

For example, let’s look at what it would cost to insure a 35-year-old resident of Ohio spending $8,000 on a two-week trip to France. Below are the costs for each of the six different coverage options.

The cost of coverage ranges from the bottom-tier Safe Travels Explorer plan at $222.70 to the top-tier Safe Travels First Class policy for $400.51. That equates to about 3% to 5% of the total trip cost, which is on the lower end when compared to industry averages of 4% to 8%.

Now let’s take a look at the cost of coverage for a 55-year-old from Colorado traveling to Argentina and spending $6,000 on a three-week trip.

The premiums for this traveler are higher, but that’s to be expected given their age. The lowest cost Safe Travels First Class plan costs $211.50 and the top-tier Safe Travels Voyager costs $680.57. That represents a cost of between 3.5% and 9% of the total trip cost, just slightly higher than the previous example but still within industry averages.

Lastly, we’ll look at the premium costs for a 45-year-old resident of Texas traveling to Fiji for two weeks and spending $7,000 on the trip.

The lowest cost plan in this scenario is the Safe Travels Explorer plan, which runs $284.28. And the most expensive is the Safe Travels Voyager, at $480.30. At these prices, you’re looking at paying between 4% and 7% of the total trip cost. Again, that’s right on track with the averages in the travel insurance industry.

How do I file a claim with Trawick?

Trawick has a number of different claims departments and forms, so the way in which you file a claim will vary depending on the type of coverage you purchase.

You can find claims forms and contact information on Trawick’s claims forms page. That’s where you’ll find information regarding where to mail or email your claim form, as well as contact information for the appropriate claims group.

Trawick vs. Allianz travel insurance

Allianz and Trawick are similar in that they offer quite a few different coverage options.

Allianz offers 10 different travel insurance plans, including one-off policies and multi-trip policies. So you’ll have options whether you’re looking to cover a specific trip or plan to take multiple trips a year. Of course, the different plans offer varying levels of coverage, and the premiums depend on the traveler and trip specifics.

Allianz’s most popular single-trip option, the OneTrip Prime plan, offers up to $100,000 in trip cancellation coverage, up to $150,000 in trip interruption coverage, $50,000 in emergency medical coverage, up to  $1,000 in coverage for baggage loss, theft, or damage, and up to $800 in travel-delay coverage.

Trawick’s most comparable plan is its Safe Travels Explorer Plus plan, which offers up to $100,000 in trip cancellation and interruption coverage, $50,000 in emergency medical coverage, up to $750 in coverage for personal effects, and trip delay coverage of $500.

The best way to decide which company to go with is to compare quotes using your specific trip details and personal information, as those are the details that will affect the cost the most.

Trawick vs. Nationwide travel insurance

Nationwide is a household name when it comes to insurance providers and one of the most well-known and recognized insurance firms in the US. By providing just two single-trip options, the Essential and Prime plan, Nationwide travel insurance has made it simple to find coverage. Nationwide also offers yearly trip insurance for those that travel a lot throughout the year, as well as Cruise specific plans and annual trip insurance.

To compare the two companies, we’ll put Nationwide’s Essential plan beside Trawick’s middle-of-the-road Safe Travels Single Trip plan.

Nationwide’s Essential Plan provides up to $10,000 in trip cancellation coverage, up to $250,000 in emergency medical evacuation, up to $150 per day ($600 maximum) reimbursement for travel delays of six or more hours, and coverage for delayed or lost baggage.

In comparison, Trawick’s Safe Travels Single Trip plan offers 100% of the insured trip (up to 2 time the trip cost) in trip cancellation coverage, $350,000 in emergency medical evacuation, and up to $200 per day ($600 maximum) for travel delays of 12 or more hours, and lost and delayed baggage coverage.

So, this particular plan from Trawick offers slightly higher coverage limits for most of the coverages compared.

The high-tier Prime Plan from Nationwide offers even more coverage, including up to $30,000 in trip cancellation, up to $1 million in coverage for emergency medical evacuation, up to 200% of the trip cost (maximum of $60,000) in trip interruption coverage, and $250 per day for trip delays of six or more hours.

To compare, Trawick’s highest-tier Safe Travels Voyager plan comes with trip cancellation coverage of up to $100,000, up to $1 million in emergency medical evacuation, up to 150% of the insured trip cost for trip interruption, up to $2,000 maximum reimbursement for travel delays, and coverage for delayed or lost baggage.

Comparing these two policies, you see how it’s somewhat of an apples to oranges comparison, as some coverage limits are higher or lower. And don’t forget that the coverage premiums will vary depending on the traveler and trip specifics.

Trawick vs. credit card travel insurance benefits

Be sure to compare the coverage of travel insurance plans with the coverage offered by your rewards credit cards before purchasing a travel insurance policy. Some basic coverage, like rental car insurance, could already be available through one of your existing cards.

If you’re on a road trip and all your expenses are refundable, or if your health insurance covers you while abroad and you don’t think you’ll have many medical bills, the coverage from your credit card may be sufficient.

It’s also worth noting that in most cases, credit card insurance is only supplementary to a travel insurance policy. This implies you’ll have to make a claim with the other relevant insurance (such as the airline) before filing a claim with your credit card company.


We compared Trawick’s travel insurance offerings to plans from other reputable companies to help you find the policy that fits your needs. When reviewing a policy, consider factors like coverage options and limits, what’s included in your plan, add-ons available, and costs. The best policy for you is one that offers adequate coverage without breaking the bank.

Frequently asked questions

Yes, Trawick International is a very popular and reputable travel insurance provider. The company has been in business since 1998 and is known for offering solid coverage options at affordable prices. 

Trawick’s policies included access to 24/7 travel assistance. Travelers can reach a customer service representative by phone, email, and live chat. Representatives can answer questions about the different travel insurance and trip cancellation plans available, help with purchasing the right plan for an upcoming trip or cruise, and assist with changes to already purchased plans. The toll-free number is 888-301-9289. You can reach the company by email at info@trawickinternational.com. Live chat is available on trawickinternational.com.

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